Our services
Independent financial advice you can trust
Are you concerned about inheritance tax? Do you want to know if your pension is enough to retire on? Perhaps you’re considering investing?
Our clients contact us for many different reasons. We help them take control of their financial planning.
With MWA Financial Advice on your side you will have a solid plan to move forward. You can count on us to provide quality independent advice that will help you to achieve your financial and life goals.
“At MWA Financial Advice we help our clients to plan their futures in a bespoke way, which is something I find fascinating and rewarding.”
Martin Hughes, Financial Adviser
Our financial advice services
Investing
According to the Institute of Financial Planning, people who save or invest small amounts of money early often tend to do better than those who wait until later in life. The right advice is key to helping you make the most of your income, savings, or investments.
Pensions
Most of us look forward to the day when we can retire and take life a little easier, away from the pressures of work, with the opportunity to focus on leisure pursuits or more time to spend with the family. However, many people worry that their pensions and investments will be insufficient to afford the quality of life that they hope for. The earlier you take action regarding retirement planning the better.
Protection
Life is full of uncertainties and it can often seem a challenging task to plan for the unexpected. Although you cannot plan for every eventuality, it is prudent to put in place plans for certain future life events, which may or may not happen, such as illness or redundancy, as well as future events, such as a death, which ultimately cannot be avoided. Whilst you may have no power to stop the worst from happening, you can take steps to ensure that the financial impact on your family or your business is as small as possible.
Saving
Whatever you are saving for – a deposit for a home, wedding, holiday of a lifetime, children’s education, and/or a rainy day – our MWA Financial Advice advisers will help you to reach your savings goals. There are a lot of ways to save and the right strategy for you will depend on your personal circumstances. We will take the time to understand what you need and pull together your bespoke plan.
Inheritance tax
Most people who own a property stand to be impacted by inheritance tax. MWA can support you to limit your exposure, guide you on exemptions and develop a strategy if you may be impacted by inheritance tax.
Estate planning
It can be reassuring to know that you have made adequate provision for the loved ones you leave behind. However, inheritance tax or a poorly-defined will could mean your legacy is worth less than you’d hope. We are here to ensure that you have a plan in place well in advance.
Long term care
Arranging long term care and how best to fund it can be a daunting prospect – and it is not something that we often encounter in our lives. Our MWA Financial Advice advisers will explain all the options available to you, including any potential assistance that you might receive from the State, and work with you to build a bespoke solution to ensure that the needs of you and your loved ones are taken care of.
Mortgages
Getting the right mortgage deal can be a challenging process, particularly in a climate where lending criteria has been tightened, making funds harder to obtain. There are many different types of mortgages on the market these days, so it is not surprising that many people find the process bewildering and stressful. Our experienced and knowledgeable advisers can help you even before you start looking for a property.